A Short Guide for Young Investors to Set themselves On the Right Financial Trajectory

You might have heard people saying that one should start investing early in life to maximize your returns. A common question that usually arises here is, what is the best time to start with your investment journey?

Amongst people of all different ages, it is usually the young adults in their 20s who may feel unsure about the need for financial planning. While the 20s are the time when most of us have a carefree lifestyle and an apparent lack of responsibilities, it is also the right time for you to investment planning. If you are in your 20s, here’s how you can set yourself up for the future.

If you are ready to pave the foundation of the lifestyle you wish for, now is the right time to start investing. Here are a few crucial pointers you should keep in mind:

1. Invest Early to Utilize the Power of Compounding

When people are in their 20’s, they think they have much time to plan for their financial life, believing they would live for the next fifty-sixty years at least. They feel it would make no difference if they start putting off some money and invest it in the right way. Waiting for the right time; however, it can make a massive difference in the investment returns one would get.

Consider this example –

You start investing a few thousand rupees per month at the age of 24 and continue until you are at the age of 60. If you manage to get a five or six percent return during that period, you will have a few crore rupees waiting to welcome you in the retirement age. Now, let’s say you wait till you become 30 to start investing. By the age of 60, you will receive only half the returns as compared to the other choice. The first ten years of your investment can make wonders happen in your life with the power of compounding.

It is no wonder why the great Albert Einstein remarked about compound interest as the eighth wonder of the world.

2. Think of Investing as a Part of Bigger Goals in Life

People are not wrong when they think that investing is not the answer to all their problems. However, investing early does help in beginning the wealth creation journey. One of the best ways to look at investment planning is to associate it with broader financial plans in life. You are advised to consider diverse aspects of your life while starting to invest your money in different assets.

For instance – after you get married and have children, you will need more money to cater to the related expenses. You will have to think about your children’s future, your retirement, and much else. If you are not financially secure in any phase of life, you will be most likely to regret not investing in the earlier time. To be at the safe side, you can invest in Max Life Savings Advantage Plan to achieve both the short-term and long-term goals in life.

So, it would help if you start to think about bigger goals in life and plan investing your money accordingly. At this age, you need not worry about the next rising stock, but focus on building fundamental investing habits to meet the basic investment objectives at least.

Read Full Article: A Short Guide for Young Investors to Set themselves On the Right Financial Trajectory

Delhi: Supreme court asks Centre to take decision over installation of smog towers whitin 10 days

The Supreme Court has asked the Centre to take decision within 10 days on having smog towers in Delhi-NCR to fight against pollution which has shortened the life span of millions of citizens.

It issued notice to all states, seeking a report on air quality, drinking water and garbage disposal.

Read Full Article: Delhi: Supreme court asks Centre to take decision over installation of smog towers whitin 10 days

Petrol prices continued to rise as diesel prices remained unchanged

Petrol prices continued to rise for the fifth consecutive day on Tuesday, while diesel prices remained stable for the second consecutive day.

As the crude oil rates rise in the international market, the Oil marketing companies increased the price of petrol by 10 paise per litre in Delhi, Kolkata, Mumbai and Chennai, though there has been no change in the price of diesel for the second consecutive day.

In these five days, petrol has become costlier by 56 paise per litre in Delhi.

Read Full Article: Petrol prices continued to rise as diesel prices remained unchanged

5 Most Common Mistakes New Parents Make

Parenting is a daunting task and most of the parents would agree on the same. Indeed, it brings a lot of happiness and makes the parents feel proud, but often times, it is tiresome. In the initial months, it’s one of the most beautiful feelings in a person’s life. However, to look back and realize that you could have done better with your child is a thought most of the parents get. To help you never encounter such thoughts, we have listed the most common mistakes that nearly all parents make.

Neglecting Yourself

This mistake is one thing you should definitely avoid. Especially if we talk about mothers, they tend to leave everything aside to manage their child. While having a kid definitely means you have a responsibility on your shoulders, it doesn’t mean you should completely forget yourself. There is a life beyond you being a parent and sometimes it is important to focus on that. Being a parent the one thing you must do as part of “Your Time” is exploring health and fitness news online. It will not only lighten up your mood, but will also help you learn how to stay healthy and keep your baby healthy.

Using smartphones

Ask today’s parents how they keep their child distracted, and most of them would say Smartphones. People think that introducing their children to Smartphones during their early stages is a way of distraction and that their child may learn technology fast. According to the top Health News magazines, the Smartphone lights and signals are injurious to kids. Also, if your child gets his hands on the Smartphone from a very early age, it would be hard for you to snatch it away from them later on.

Source: 5 Most Common Mistakes New Parents Make

Hobby to Profit: 5 Entrepreneurs Turned Passion into Business

Every now and then we read business breaking news, which can be as positive as giving you Goosebumps to kick-start your entrepreneurship journey. in this article Top 5 interesting entrepreneur success stories Turned Passion into Business.

Top 5 Entrepreneurs Turned Passion into Business (Entrepreneur Success Stories)

Qwerty Thoughts

Founded by a husband and wife because of their deep passion for books and reading! It is a network of keen readers that allows members to read books, publish their write-ups and discuss the books. The readers usually comment about almost every paragraph they read in the books to share their perspectives. It was launched officially this year only and has 6000 registered members from India, the USA, Germany, and the UK. The project is funded by the founders with 8 lakh and going really well. It has 40,000 per month traffic and hosts 1500 books in different languages.

BiziBean

If you love coffee, you will love this one of the most inspiring entrepreneur success stories. It started by two friends Aharnish and Manideep in 2004 when they quit their corporate jobs to follow their passion for the coffee business. They started with a B2B business and realized a huge gap in the retail market. To fill in this gap, in 2014, they founded BiziBean and the third friend Raj Singh joined the duo to spread locally sourced, roasted, and blended coffee in the retail market. The company made the business news headlines when it raised a fund of 2 crore INR from angel investors. It has its outlets and stores in 13 different cities in India.

Read Full Article: Hobby to Profit: 5 Entrepreneurs Turned Passion into Business

6 things you keep in mind while buying a new smartphone

The smartphone industry is way too big. Every now and then, with new technology updates, new Smartphones get launched in the market. Thus, when you decide to buy a new Smartphone, you get overwhelming options that will leave you confused. Suggestions and recommendations from your network about the latest technology updates in the Smartphone industry will increase your confusion even further. Fret not. In this article, we will share the top 6 things that you must consider to avoid any perils.

Are you buying a new smartphone? 6 things you keep in mind while buying a new smartphone

1. Design and Durability

It is difficult to choose between durability and appearance. Of course, you must get the phone which looks good with its looks, but it also has to be ready to deal with an everyday tumble.  The latest design in trend is a body with a metal frame and the glass with special finishes which reflect light. To make sure it survives scratches and mishandling buy a phone with the Gorilla glass.

2. Processor

Often people ignore this, but it is really important to get a good processor in the phone so it can perform well. As per the latest technology update, a Smartphone with the Quad-core processor gives the best performance even when you play high-end games such as PUBG or have HD video calls.

Read Full Article:  6 things You Keep in Mind While Buying a New Smartphone

Priyanka Chopra’s Bold Outfits Which Trending On Fashion Industry

Priyanka Chopra is Miss World 2000 and since its entry in Bollywood, this deshi girl has been capturing headlines in fashion industry news for her outfits.After winning millions of hearts in India, she debuted in an American TV series and she won many hearts there as well. She is a diva and often tosses the upcoming fashion trends by carrying them for the first time.

She is so beautiful and truly defined as a Fashionista. Whatever she wears become a trend in the fashion industry. Let’s check the top 10 bold outfits which she dared to wear and that captured the top fashion industry news.

1. First appearance in Oscar

She appeared in Oscar 2016 for the first time in a stunning gown designed by a Lebanese fashion designer, Zuhair Murad. Her gown was the most searched dress on the internet that year.

2. Cannes Festival 2019

She wore a wedding dress designed by Georges Hobeika during her appearance at the Cannes festival 2019.

3. Met Gala 2019

It was the time when she made headlines for almost all digital and print fashion industry news. Her quirky look was like defining some unique upcoming fashion trends. She wore extravagant Dior Couture. It was made in 1500 hours.
Read Full Article: Priyanka Chopra’s Bold Outfits Which Trending On Fashion Industry

4 Amazing Facts About Indian Sports Legends You Probably Didn’t Know

India is home to one of the most major sports events which are featured on the sports breaking news every now and then. Apparently, each of the sports have had its legends in India who have been the pride of the nation.

However, some of the most bizarre facts have still not been known by most of the people. These facts aren’t any regular events which were covered by any latest sports news headline, but is quite different, which were marked as some of the most important moments in sports history. Some of the Amazing facts about the Indian sports legends which you probably didn’t know are:

1. Sachin Tendulkar has fielded for Pakistan in one of the test matches

In one of the Test Series against India in 1987, Pakistan was captained by Imran Khan whose team was short on fielders. At that time, Sachin, who was 13 years of age was asked to field for Pakistan. This even though wasn’t covered by most of the sports news, still it is one of the most amazing moments in Cricket history.

2. Rahul Dravid has a Wall dedicated to him on his name

Rahul Dravid has been known as the ‘Wall’ for a long time because of his unbeaten performance all over his career. In Bangalore, in front of the Chinnaswamy Stadium, there is a wall which is made of 10,000 bricks which has been dedicated to the Dravid’s achievement of crossing 10,000 runs. It has already been featured in many of the sports breaking online as well as offline and other sports magazines. The wall was inaugurated by Sachin Tendulkar. It consists of an electronic meter which displays Rahul Dravid’s total runs, which eventually stopped right at 13,288, at the time when he retired.

Read Full Article: 4 Amazing Facts About Indian Sports Legends You Probably Didn’t Know

How Parents Can Help Their Child to Succeed in School?

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Being a parent, it is your duty to help your child to make his academics better and make his learning process more fun. The parents are the first and most influential role models for a child. As it is said our learning starts at home and our parents are the best teachers one can ever get. Being a parent, it is important that you take an active part in your child’s academics. When a parent indulges in their child’s school activities a child gets a better feeling about it and tries to excel no matter what. As a parent, it is your duty to read and watch educational news online. Doing this will help you to stay aware of the things happening in the educational sector all around the nation! Here are a few ways in which a parent can help his/her child to succeed in his academics.

 

T.M (Parents Teacher Meeting)

When parents are involved with a kid’s academics the child tends to do better at school. That’s why it is important for a parent to be in touch with their kid’s class teacher to know their progress at school and if they are lagging behind somewhere, the teacher can convey the same to the teacher. This helps the parents to know their child in a better way and to help their kid to excel in whatever they do at school.  As teachers are there to help your child in their learning process, you can discuss any issue that you have regarding your kid and as the responsibility of the teacher he/she should help your kid out with it. 

 

Have in-depth knowledge about the school

As a parent, you should have full knowledge of the school and its policies. You should visit your child’s school minimum twice a year in order to know what is going on around your child. This way you can keep in touch with the teachers and have a full report on your child’s performance. By checking the school’s website, you will be enlightened about the holidays provided by the school, functions happening at the school and all the important dates. Some schools have a feedback portal for the parents so that they can connect with the faculties in a better way and know the child’s progress. Also, you can keep yourself updated about the development of the education sector by exploring educational news in India.

 

Make sure the child doesn’t lag behind

It is the duty of a parent to make sure that his/her child doesn’t lag behind in his academics as well as in extracurricular activities. In terms of academics as a parent, you can help your child by checking that, are they completing their class work as well as their homework and help them to finish the same. The child should have this in mind that no matter what their parents always have their back and if he has any difficulty in his academics his parents will help him out.

 

Set a proper schedule 

According to the education news online, discipline is what a parent should teach his/her kids. A proper schedule should be set for your child to be disciplined. The child should know that there is a proper time for everything: playing, eating or studying. At home, a proper environment should be provided for everything. Being in a growing stage you cannot expect your child to be locked in a room and study, complete development is important for a child’s proper growth. 

 

Try to make your kid independent 

Being an independent kid is what you should teach your children. Though they should know that they can rely on you, but they should know that being too dependent on their parents will lead them nowhere in the future. It should be known to them that their parents are just an advisory body and they have to come out of their situation (problem) on their own.

 

Should attend school regularly

You should make sure that your child doesn’t miss school unless he is sick. You should pay special attention and care if you see that your child doesn’t like going to school and is missing school on purpose. There are a lot of cases such as they are being bullied or are lagging behind because of something and they are ashamed of it. Illness can also be a reason that a kid misses school; special care should be taken to know your kid’s properly and to make sure he stays out of trouble.

 

Reading, speaking, and listening habits

It is important for a child’s academics if he is encouraged to read and speak as it helps him to succeed in his academics. Even listening habits help a child to excel in his school. As a parent, you should make sure that your child tries to see educational news in India as it helps in more and better understanding of what is going on around the world. Children become more curious and this helps in their learning. Reading and speaking habits can get better if your child knows the things which are going around India and this can happen if they follow the educational news in India or education news online as these news shows help children to know their roles and responsibilities as students. You should speak to your children in English so that it helps them to grab that language easily.

The elementary school level is very important for building a foundation for a child’s future. So as a parent, you should show your kids how supportive you are of them and they can rely on you no matter what. This stage helps in their growth process and also helps in building a child’s relationship with their parents. You should also make sure that your kids should have a good

knowledge of educational news going around so that they are aware of the rights and responsibilities they have as students towards their country.

5 Celebrity Hot-shots Decided to Ditch the Big Screen Too Soon

There are thousands of new faces every day coming to the city of dreams, Mumbai with a vision of becoming a Bollywood superstar, but only a few plays their cards right and reach the top. Unfortunately, many of those gets lost after a short phase and say goodbye to the entertainment industry forever. Here is a list of 5 actors who couldn’t make it long enough in Bollywood.

1. Adhyayan Suman

He is the son of a very famous actor and comedian Shekhar Suman, but he couldn’t break any records like his father. He first starred in Haal-e-Dil in 2008, which was not a big hit. He tried giving his best shot in a few more movies like Jashnn, Dehraadun Diary and Heartless, but none of them did as expected. Although, he has been part of some hottest celebrity gossip,especially for his personal life over the years, but not seen much on the big screen.

2. Harman Baweja

He kick-started his career in Bollywood with the movie Love Story 2050 with beautiful Priyanka Chopra as his co-star. The film didn’t do well, but it brought him into celebrity gossip for his chemistry with Priyanka. He moved along and did some more movies like Victory, What’s Your Raashee?, Dishkiyaaoon, It’s My Life, but ultimately couldn’t make a big success.

3. Fardeen Khan

He started his career with his debut movie Prem Aggan in 1998 and won the Filmfare Best Debut Award and continued with doing some great movies like Pyaar Tune Kya Kiya, All The Best — Fun Begins and Heyy Babyy. However, after a short phase of success, he moved away from the coast of entertainment news. He was last seen in his movie Dulha Mil Gaya, but that didn’t turn out to be a hit. As per the hottest celebrity gossip, he has been planning to start working as a producer now, and we hope he will make the best out of it.

Read Full Article: 5 Celebrity Hot-shots Decided to Ditch the Big Screen Too Soon